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WHAT IS SSI DISABILITY? SUPPLEMENTAL SECURITY INCOME

New York Disability Lawyer

SSI Disability is also known as Supplemental Security Income. It is a monthly stipend provided by the government. SSI Disability payments are given to individuals with limited income and financial resources that are also disabled, blind, or 65 and older.

Supplemental Security Income (SSI) is a program designed to provide financial assistance to those who are ineligible for Disability Insurance or who are only eligible for a small amount but are nevertheless unable to work due to a physical or mental impairment and have very limited income and financial resources.

In order to be eligible to receive these benefits, your household income must be very low and the value of your total assets must not exceed $2000 if you are single and $3000 if you are married.

You must also prove that you are disabled. Again, in order to prove you are disabled, you must show the following:

1. You have a physical or mental impairment that can be shown through medical evidence;

2. You are unable to do ANY sort of work (NOT JUST PAST WORK) on a fulltime basis; and

3. You are unable to work for 12 consecutive months or more at a level of substantial gainful activity (Currently earning more than $1,000 / month).

The amount of monthly benefits you are entitled to depends upon the amount of your household income. As your household income rises above a certain amount, the amount of SSI you are due begins to decrease dollar for dollar.

SSI is also available to children who have medical conditions that Social Security deems serious enough to be considered disabilities. For purposes of determining how much a child is due each month, part of the income of the parent or parents is deemed to be the child’s income.

WHAT IS SSDI? SOCIAL SECURITY DISABILITY INSURANCE

SSDI stands for Social Security Disability Insurance. SSDI is a provided by the United States government and SSDI provides income to individuals who are unable to work because of a disability.

Disability Insurance Benefits are what most people think of when they hear the phrase “Social Security Disability”. Disability Insurance was designed to provide disabled workers with income. Disability Insurance is like any other insurance policy.

In order to be eligible to receive benefits, you pay in premiums every month by having taxes withheld from your paycheck. As long as you continue to pay your premium, you stay insured to receive benefits. Once you stop paying the premium (in other words, stop working or stop paying taxes), your coverage will eventually lapse or end. Generally, your coverage will end within five years after you stop working. In order to receive Disability Insurance benefits, you have to prove that you were disabled prior to the date your insurance lapsed. You may be asking what it takes to prove that you are disabled. In order to prove you are disabled, you must show the following:

1. You have a physical or mental impairment that can be shown through medical evidence;

2. You are unable to do ANY sort of work (NOT JUST PAST WORK) on a fulltime basis; and

3. You are unable to work for 12 consecutive months or more at a level of substantialgainful activity (Currently earning more than $1,000 / month).

The amount of benefits you will receive each month depends on how long and how much you have paid into Social Security.

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Testimonial by Carlos Torres

"El proceso que yo tuve con el abogado Daniel Berger y su officina fue muy excelente.

Me gusto come el abogado Berger me ayudo el dia del audencia con el juez. Sus secratarias fueron muy amables y me ayudaron mucho con mi caso. Yo recomendo mucho a el abogado Daniel Berger."

– Carlos Torres
Testimonial by A.Y. Disla

"I was extremely satisfied with Mr. Daniel Berger and his staff.

Mr. Berger was great in the hearing and how he handled my case. I am really thankful for all the hard work. Mr. Berger and his staff did and for winning my case."

– A.Y. Disla
Testimonial by Lilliam Rivera-Reyes

"I had a very challenging case; another attorney took my case and to my surprise sent me a letter dropping my case. I was very down and did not think I had a chance, until I met Mr. Berger and his staff.

Their professionalism and hospitality was very warm and inviting. They took my case on as a challenge and gave me a hope. I am very thankful for his professionalism and for winning my case. I will never forget him and will recommend him to my friends and family."

– Lilliam Rivera-Reyes