An Overview of Social Security Long-term Disability

Applying for long-term Social Security benefits can be a daunting task. Take a look at the information below to get an idea of what to expect. You may wish to consult an attorney to help guide you through this arduous process.

What earnings tests do I need to qualify?

– A recent work test based on your age.
– A duration of work test to show that you have worked long enough under Social Security.

An Overview of Social Security Long-term Disability

How do I apply for disability benefits?

– Make sure to apply for your disability benefits as soon as you become disabled.
– It can take three to five months for the Social Security Administration (SSA) to process your application.
– You can apply online at www.socialsecurity.gov
– You can also apply by calling 1-800-772-1213 to make an appointment. This appointment puts you in a Social
Security office or on a phone to speak to a member of the SSA.
– Prepare to spend about an hour for your initial disability claims interview.

What information do I need to apply?

– Social Security number.
– Birth or baptismal certificate.
– Information about your doctors, hospitals and clinics that treated you. Provide the dates of your visits along with the names, addresses and phone numbers of your doctors.
– Information about any medications you take, including names and dosages.
– Your medical records and lab results.
– Information about your employer and work duties.
– Your most recent W-2.

What happens next?

– SSA reviews your application to see if you meet the requirements for disability benefits.
– The agency evaluates your work activities along with work duration.
– The caseworker who takes in your initial application forwards everything to the Disability Determination Services office.
– The agency then considers facts and contacts your doctors about your medical condition.

How does SSA determine if I qualify?

– If you are working and your earnings are above a certain amount, you won’t quality for this benefit.
– If your medical condition isn’t severe, you won’t qualify.
– If your medical condition doesn’t prevent you from doing your previous work, you won’t qualify.
– If you can do other work, you won’t qualify.

This information gives you an idea of the process for qualifying for long-term disability benefits. An attorney can help you work through any questions you have as well as appeals. Contact us if you need any help.